Common Estate Planning Mistakes Michigan Families Make (and How to Avoid Them)
Many Lansing and Mid-Michigan families put off estate planning put off estate planning because it feels overwhelming or unnecessary. Others believe they’ve “handled it” with a simple will or online form. Unfortunately, small oversights can create big problems for loved ones later.
Here are some of the most common estate planning mistakes — and how to avoid them.
Mistake #1: Not Having Any Estate Plan at All
One of the most common mistakes is assuming estate planning is only for the wealthy or elderly. In reality, anyone who owns property, has children, or wants control over future decisions should have a plan.
Without one, Michigan law — not your wishes — determines what happens.
Mistake #2: Assuming a Will Avoids Probate
A will is an essential document, but it does not avoid probate. In Michigan, a will must still go through the probate court process, which can be time-consuming and public.
Additional planning tools may be needed to reduce court involvement.
Mistake #3: Forgetting Powers of Attorney
Estate planning isn’t just about what happens after death. If you become incapacitated and don’t have powers of attorney in place, your family may need court approval to manage finances or make medical decisions.
This can cause delays and unnecessary stress during emergencies.
Mistake #4: Relying on Joint Ownership Alone
Joint ownership can help property pass outside probate, but it can also create unintended consequences, including tax issues, creditor exposure, or family disputes.
Joint ownership should be part of a broader strategy — not the entire plan.
Mistake #5: Using Generic Online Forms
Online estate planning templates often do not account for Michigan-specific laws, blended families, or unique assets. What works for one family may cause legal problems for another.
A properly tailored plan offers far more protection.
How to Avoid These Mistakes
Working with an experienced estate planning attorney ensures your documents work together, reflect Michigan law, and truly protect your family.
Planning ahead gives clarity, confidence, and peace of mind.
Failing to create a plan, assuming a will avoids probate, and not updating documents are common mistakes Lansing families make.
No. A will must still go through probate court in Michigan.
Yes. Without them, your family may need court approval to make financial or medical decisions.
They may be legally recognized but often fail to address Michigan-specific laws or complex family situations.